“Life is complicated. Retirement doesn’t have to be.”
The traditional ‘do-it-yourself’ 401(k) plan is fundamentally flawed in three ways.
UNDERPERFORMANCE | LIABILITY | ADMINISTRATIVE BURDEN
Our retirement philosophy is simple We know that you’re busy and don’t have the time to manage your company’s 401(k) plan. We help you put all the pieces at work.
“Fewer than 2 percent of business owners have a self-employed profit sharing plan, 18 percent participate in a 401(k) plan and more than nine million self-employed individuals lack any retirement plan.”
The quality of your 401(k) plan will impact your team’s ability to retire well. There’s more to plan for than just performance. You’ll need to consider the fees charged by plan providers, the lifestyle and unique needs of your staff and the size of your match when deciding how well your team will meet their retirement goals.
Together with Retirement Plan Advisory Group (RPAG), Gratke Wealth is the largest retirement plan consulting group in the nation. Our core practice areas include 401k retirement plan investment due diligence and fund ranking, RFPs & fee benchmarkings, fiduciary compliance, employee education, intensive training, national branding, sales and marketing resources and business consulting.
RETIREMENT PLAN ADVISORY
As a sponsor and fiduciary to your company’s 401(k) plan, you have a responsibility to help ensure plan performance and success. Gratke Wealth understands this, and has partnered with Retirement Plan Advisory Group (RPAG) to help protect you from liability and loss while promoting optimal plan outcomes.
RETIREMENT PLAN SERVICES
Through responsive and seamless plan design and administration, Gratke Wealth is committed to helping your team through their unique retirement goals. Our PerfectDay process for public and private companies as well as for non-profits are designed to help you reach the “perfect day” — however that looks to you. Our services include:
- Traditional 401(k) Plan
- Safe Harbor 401(k) Plans
- Profit-sharing Plans
- Defined Benefit Plans
- 403(b),457(b),457(f)
- Non-Qualified Plans
- Actuarial Services
- ERISA Compliance Reviews
Plan sponsors place high value on performance and trust in a relationship. That’s why independent advisors join Retirement Plan Advisory Group—to offer with conviction the clearest choice in retirement plan consulting firms. RPAG is a well-established alliance of accomplished advisors whose intelligence and ingenuity combine to create tangible value for sponsors and participants of qualified and non-qualified retirement plans.
Sponsor Benefits
As the nation’s largest provider of retirement plan consulting for practice management, RPAG works alongside Gratke Wealth your independent advisory firm to empower and equip their practice with client research, tools and delivery systems that produce measurable results. With the back office running on high-octane, your advisor can concentrate on developing the individualized strategies and high-touch relationships. For you, it means the welcomed confidence of:
360° metrics on investment due diligence, plan compliance, and fee and service benchmarking
Shared knowledge, applied analysis
Non-alignment with any single plan provider for impartial, objective, balanced advisory
Advisor Performance
RPAG/Advisors are industry leaders of retirement plan consulting recognized each year on industry lists that include the Top 300 Most Influential and Top 20 Rising Stars. Here’s why:
Strategic and tactical expertise above industry standard
Professional energy, efficiency and effectiveness
Inspired to listen, understand, interact in a meaningful way
Deliver best practices and execute with discipline
National Impact
370 subscribing firms, to include GratkeWealth, with 740 independent advisors united in a get-it-done culture
Extensive presence in 47 states with national brand reach and reputation
$100 billion in collective assets under advisement; 25,000 plans under meticulous care
Seasoned management team awarded for excellence
Technology Resources
Gratke Wealth, maintains full plan accountability through detailed systems and procedures governed by our robust technology platform. When kept closely informed, you are free to concentrate on the needs of workplace populations. Count on these technology benefits:
Fiduciary Fitness Program™ for holistic plan compliance; protected fiduciaries and prepared plan participant
Proprietary Scorecard℠ System to deliver metrics on fund performance, fund managers, and investment mix
24/7 access to Fiduciary Briefcase™ virtual online portal for detailed perspective on plan performance
