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Are Your Age 60 and Over 401(k) Participants Prepared for the Next Stock Market Downturn?
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As we know, target-date funds (TDF) have become very popular in the 401(k) retirement industry over the past ten years. Many estimates suggest that as much as over 60% of participant (employee) monthly contributions go into target-date funds (TDF).
The reason is straightforward
TDFs offer a simple way for the participant to allocate their investments across a broad spectrum of asset classes managed by a professional money manager.
Are they prepared? Read on here.
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