Creating a Best-Practices Retirement Plan for Small-Mid Size Businesses

  • Written by David
  • January 9, 2013 at 7:45 pm
  • 2
  • SIA SnowSports Snow Show Presentation

    Come join us, Thursday, January 31, 2013 at the Denver Convention Center, 4:30 p.m for a presentation on:

    Creating a Best-Practices Retirement Plan for Small-Mid Size Businesses

    The retirement plan landscape is changing quickly and much of that change is taking place in 2013. Join us in a discussion on best practices for retirement plans for small-mid size businesses to learn what is required to start and succeed at creating a retirement plan. Learn about staff time commitments, costs involved in starting a plan and keeping it going; who pays for the plan expenses, what parties are involved in retirement plans, and what their duties are. We will discuss successful plan design concepts, and what it takes to create successful outcomes for your employees participating in the plan in addition to the 2012 401(k) fee disclosure changes affecting both employers and employees. As more and more businesses look at 401ks as a competitive benefit, knowledge of basic concepts and terminologies in the 401k retirement plan landscape is need-to-know information that we’ll walk through. We will also discuss investor behavior, how it often works against the well-intentions of investors, and how to create processes, and best practices, to mitigate poor investment decisions due to emotional behavior.

    Who Should Participate:
    All executive decision makers responsible for the creation, management and monitoring of a small-mid sized company 401(k) retirement plan.

    What you will Learn:
    1.) What’s involved in setting up a retirement plan; time & staffing commitments and costs involved
    2.) Terminologies used and parties involved in managing a retirement plan
    3.) How to create best practices for both the employer and the participant alike within a retirement plan.

    Keynote Speakers:
    David Gratke — CEO
    Gratke Wealth, LLC

    Date: Thursday, January 31, 2013

    Time: 4:30 p.m. – 5:30 p.m. Refreshments served

    Denver Convention Center, Room 302
    700 14th Street
    Denver, CO 80202

    Additional Resources:




  1. ERGO January 24, 2013 Reply

    It's a pity I can't join the conference.

    But maybe I can talk a bit about our own system here in Belgium:
    For regular working people In Belgium we have the so called 4 pillars of pension savings.
    1st is the state pension itself (1.100€ approx).
    2nd pillar is your own pension savings which are with a bank in a fund.
    3rd pillar is through your employer, and
    4th pillar is the risky investment in pension funds.

    But self-employed people have the lowest pensions. It's even below the European threshold for poverty. That's why it's a given that your have several (multiple!) plans running in the background for later. And even then, the ROI is not guaranteed (they are mostly funds, with a percentage of risky investments)

    Success with the conference David

    • David February 22, 2013 Reply

      email does not work

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  • Gratke Wealth, LLC is a registered investment adviser in the State of Oregon. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.