Author Archives: David

 

FDIC and what does it do?

  • Written by David
  • May 29, 2008 at 1:23 pm
  • 0

Below is an article i recently came across in a trade journal which provides a nice review of today’s FDIC insurance for bank deposits. This review, however, does not replace your need for advice from professional tax and legal advisors whom know your specific situation. The article…. Investors are smart, and maybe even financially savvy, [...]

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What to do now?

  • Written by David
  • April 23, 2008 at 7:17 am
  • 0

With first quarter 2008 now ‘in the books’ combined with the headlines of the day such as bank loan write-offs, mortgage wows, recession possibilities etc, there can be an urge from investors to “change” their investment allocations whether it is the correct action or not. That might seemingly be a good idea for an investor [...]

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What’s Up with Oil Prices?

  • Written by David
  • March 11, 2008 at 6:59 am
  • 0

To be sure we all are experiencing higher oil prices! Demand from emerging economies has been one of the quoted factors in recent time. But note that oil is now serving as a store of value, as in a mock currency, because of the US dollar’s drop. According to an article in the Financial Times [...]

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Recessions and Bear Markets: A History of Inconsistencies

  • Written by David
  • February 22, 2008 at 10:26 am
  • 1

The article below is penned by Liz Ann Sonders, Chief Investment Strategist at Charles Schwab & Co., Inc. She presents an interesting view about recessions and the inconsistencies in defining them and determining them. The full article can be read by clicking here. Excerpts below…… One of my favorite Wall Street anecdotes is: “The stock [...]

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The Dalles, OR in the Financial Times? “A Revolution is taking shape”

  • Written by David
  • January 31, 2008 at 11:28 am
  • 0

When I sat down last night to catch up on my reading, I did not expect to find a 7″ by 10″ full color photograph of the “Google Datacentre” in The Dalles, OR (not the photo to the right mind you, I just saw that the other day and smiled) within the Financial Time’s “Digital [...]

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Measuring Investor ‘fear’

  • Written by David
  • January 22, 2008 at 5:39 pm
  • 0

There are certainly many ways to measure such a statement, but one mathematical tool I have been using for years is the VIX index. Without a detailed mathematical explanation, the VIX index is widely interpreted as a gauge of ‘fear’ or ‘greed’ of the S&P 500 index. VIX is also known as a contraian indicator. [...]

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What’s Ahead for the Global Economy in 2008?

  • Written by David
  • January 15, 2008 at 10:20 am
  • 0

Views from Wharton School of Economics… I’ve placed a few comments below. For the full PDF verison of the report click here. Though the subprime mess and rising oil prices slammed the U.S. economy during much of 2007, other emerging markets — especially China and India — seem to be on a roll. China’s growth [...]

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Missing the Market

  • Written by David
  • January 7, 2008 at 1:32 pm
  • 0

Hey, not a bad idea, I wish it were just that easy. I’ve enclosed the always illuminating “missing the market” study that we as investors need to be reminded of from time to time. It is especially important now that the markets have displayed so much price movement up and down. The Goldman study is [...]

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Breaking the Buck

  • Written by David
  • December 29, 2007 at 6:19 pm
  • 1

In the world of finance, this phrase gives pause to something that should not be! Money market funds were created in 1971 by Mr. Bruce R. Bent. The goal then, and still the goal today, is to never let the net asset value (NAV) of the fund go below one dollar, $1.00. Hence the phrase, [...]

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Shadow Banking System

  • Written by David
  • December 27, 2007 at 11:49 pm
  • 0

Greetings All! As I update my website over at DGIA, I now see how a blog can serve my clients and friends… I’d like to start by touching upon an article published in the Weekend Edition of the Financial Times dated December 16, 2007. The article is titled: “Out of the shadows: How banking’s secret [...]

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