Author Archives: David

 

Published Articles

  • Written by David
  • December 6, 2012 at 12:23 am
  • 0

Gratke Wealth published articles, recorded workshops/webinars or quotes/featured articles in the media. View the listing below. Published Articles: Our articles posted at AdviceIQ. Please click here to view those articles. Our articles posted at Altegris.com Please click here to view those articles. (scroll down to third-party articles) Our articles posted at Morningstar.com. Please click here [...]

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  Fiscal Cliff
 

Surviving the Fiscal Cliff

  • Written by David
  • November 30, 2012 at 4:21 pm
  • 0

It pays to be ready for a plunge off the fiscal cliff and back into economic hard times. The news is full of baleful talk about the fiscal cliff, a combination of tax increases and spending cuts that hit Jan. 1 unless a divided Congress acts. We keep hearing that lawmakers will resolve this dire [...]

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Is it time to take the air bag out of the steering wheel? Managed Futures, an update.

  • Written by David
  • November 1, 2012 at 12:25 am
  • 0

When an asset class under performs, it is always tempting to sell that asset class and remove it from one’s portfolio. Enter Managed Futures. Managed Futures have significantly underperformed broad markets over the past few years with the exception of stock market declines in Q3 2011 and May 2012. As a sage money manager once [...]

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Save More Tomorrow: Practical Behavioral Finance Solutions to Improve 401(k) Plans Webinar

  • Written by David
  • October 11, 2012 at 11:30 pm
  • 0

For Immediate Release David Gratke, CEO Gratke Wealth, LLC 888-970-8987 planwell@gratkewealth.com Gratkewealth.com Portland, OR, October 12 2012 – Gratke Wealth will be presenting at HR.com November 7-8 Virtual Conference,  Benefits: Cost Containment, Audits and Execution Virtual Workshop. Save More Tomorrow: Practical Behavioral Finance Solutions to Improve 401(k) Plans Webinar Half of Americans do have access [...]

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401(k) Plan Health & Participant Retirement Readiness Breakfast Workshop

  • Written by David
  • September 7, 2012 at 4:49 am
  • 0

For Immediate Release David Gratke, CEO Gratke Wealth, LLC 888-970-8987 planwell@gratkewealth.com Gratkewealth.com Portland, OR , Aug 23, 2012 – 401(k) Plan Health & Participant Retirement Readiness Breakfast Workshop The retirement plan landscape is changing quickly, and much of that change is taking place in 2012. Join us in a discussion regarding best practices for retirement [...]

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  GCG
 

The Outdoor Recreation Economy 2012

  • Written by David
  • August 23, 2012 at 4:06 pm
  • 0

Outdoor recreation is an important part of life for millions of Americans. (140 million plus to be more specific) For those who know me, know that outdoor recreation is an important part of my life and for my family, and has been over the generations^. As a proud associate member of the Outdoor Industry Association [...]

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  resizeSheet-1971619
 

401(k) Fee Disclosure; Develop a Communication Strategy

  • Written by David
  • July 31, 2012 at 7:08 pm
  • 1

RE: 404(a)(5) Fee Disclosure for 401(k) Plans; including Self-Directed Brokerage Accounts Are you an employer that offers participants the use of a self-directed brokerage account (SDBA) inside of your 401k plan? If so, note that you must disclose those fees to participants via Department of Labor’s ruling on 404(a)(5). The first date of disclosure is [...]

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  resizeSheet-1971619
 

No Jargon, Please: Think 401(k) Investors Know What ‘Fund’ Means? Think Again

  • Written by David
  • July 24, 2012 at 6:37 pm
  • 0

source: http://www.advisorone.com/ All too often our respective industries get caught up in its own jargon. This article illuminates the subject too painfully well with respect to retirement plans. Along with behavioral finance (the study of our investment decisions), one can see why the investment arena is a mystery to many.. excerpts from the article below. [...]

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  David Gratke
 

Website Back Online…

  • Written by David
  • July 8, 2012 at 4:13 am
  • 0

Over the weekend, our web hosting company mistakenly took a holiday ‘out of office reply’ as spam, and shut down our websites and email accounts. All systems are being restored. We apologize for this error created by the hosting company.

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  AARP401k copy
 

401k Hidden Fees? 7 of 10 workers did not know they paid 401k fees.

  • Written by David
  • May 31, 2012 at 1:18 am
  • 0

On Wednesday May 30, 2012 ABC News ran a segment on their national news program titled, “401k Hidden Fees?” Retirement plan sponsors need to watch this 2:06 minute clip as your employees probably already did watch it. The clip highlights a study done by AARP where their findings show that 7 of 10 workers did [...]

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  • Gratke Wealth, LLC is a registered investment adviser in the State of Oregon, California. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.