category archives: Gratke News

  Gratke-blue-642
 

We’re in the Finals! Top 25, please vote for us!

  • Written by David
  • March 27, 2013 at 5:31 pm
  • 0

Gratke Wealth, LLC is a top 25 finalist in AdvisorOne’s ‘Best Wealth Manager Logos’ contest. Yes that’s right! Gratke Wealth’s logo and tagline have been selected as one of the top 25 Wealth Managers out of a field of 230 finalist by the editors and art directors of AdvisorOne. AdvisorOne is a holding of Summit [...]

Continue reading 

 

  20130202_SPXMARG_0.104626 2
 

What wakes me up at night?

  • Written by David
  • February 7, 2013 at 1:53 am
  • 0

During a client meeting a few years ago, the client asked, ‘Dave, what keeps you up at night?‘. I wryly responded, nothing! After observing the intended reaction I stated, ‘No… it’s what ‘wakes me up at night’; that is the question. What is it then, that currently ‘wakes me up at night’? The over-valued markets [...]

Continue reading 

 

  bigstock_Retirement_149256 2
 

Know What You’ll Look Like in 30 Years — Maybe Then You’ll Max Out Your 401(k)

  • Written by David
  • December 6, 2012 at 6:30 pm
  • 0

This topic is one I discussed in a recent HR.com webinar ‘Save More Tomorrow’ which is the work of Dr. Shlomo Benartzi. The article from the link below discusses the behavioral finance issues around getting individuals to identify with themselves in the future; in this case,  saving for retirement inside of a 401(k) plan. http://www.wired.com/business/2012/12/retirement-magic-mirror/ [...]

Continue reading 

 

  Fiscal Cliff
 

Surviving the Fiscal Cliff

  • Written by David
  • November 30, 2012 at 4:21 pm
  • 0

It pays to be ready for a plunge off the fiscal cliff and back into economic hard times. The news is full of baleful talk about the fiscal cliff, a combination of tax increases and spending cuts that hit Jan. 1 unless a divided Congress acts. We keep hearing that lawmakers will resolve this dire [...]

Continue reading 

 

Is it time to take the air bag out of the steering wheel? Managed Futures, an update.

  • Written by David
  • November 1, 2012 at 12:25 am
  • 0

When an asset class under performs, it is always tempting to sell that asset class and remove it from one’s portfolio. Enter Managed Futures. Managed Futures have significantly underperformed broad markets over the past few years with the exception of stock market declines in Q3 2011 and May 2012. As a sage money manager once [...]

Continue reading 

 

  GCG
 

The Outdoor Recreation Economy 2012

  • Written by David
  • August 23, 2012 at 4:06 pm
  • 0

Outdoor recreation is an important part of life for millions of Americans. (140 million plus to be more specific) For those who know me, know that outdoor recreation is an important part of my life and for my family, and has been over the generations^. As a proud associate member of the Outdoor Industry Association [...]

Continue reading 

 

  resizeSheet-1971619
 

401(k) Fee Disclosure; Develop a Communication Strategy

  • Written by David
  • July 31, 2012 at 7:08 pm
  • 1

RE: 404(a)(5) Fee Disclosure for 401(k) Plans; including Self-Directed Brokerage Accounts Are you an employer that offers participants the use of a self-directed brokerage account (SDBA) inside of your 401k plan? If so, note that you must disclose those fees to participants via Department of Labor’s ruling on 404(a)(5). The first date of disclosure is [...]

Continue reading 

 

  resizeSheet-1971619
 

No Jargon, Please: Think 401(k) Investors Know What ‘Fund’ Means? Think Again

  • Written by David
  • July 24, 2012 at 6:37 pm
  • 0

source: http://www.advisorone.com/ All too often our respective industries get caught up in its own jargon. This article illuminates the subject too painfully well with respect to retirement plans. Along with behavioral finance (the study of our investment decisions), one can see why the investment arena is a mystery to many.. excerpts from the article below. [...]

Continue reading 

 

  David Gratke
 

Website Back Online…

  • Written by David
  • July 8, 2012 at 4:13 am
  • 0

Over the weekend, our web hosting company mistakenly took a holiday ‘out of office reply’ as spam, and shut down our websites and email accounts. All systems are being restored. We apologize for this error created by the hosting company.

Continue reading 

  • Gratke Wealth, LLC is a registered investment adviser in the State of Oregon, California. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.