category archives: Past Performance

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Individual Investors, ‘Behavior-ing’ Badly; Continuing to Buy High, Sell Low

  • Written by David
  • June 24, 2010 at 5:01 pm
  • 0

Well, how do I say this?  Individuals, as a group of investors, are the worst class of investor that exist.  Sorry.  I would certainly like to ‘sugar coat’ this topic with sprinkles but the multi-decade long studies of Investor Behavior created by DALBAR has the data in my favor allowing me to make such a [...]

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Investment Opportunities in a Down Market

  • Written by David
  • June 10, 2009 at 9:43 am
  • 2

What to do? What to own? Where to invest? How well are you managing risk these days? Over the years, I have analyzed many a client’s 401k statements. A typical 401k plan allows for many investment options in the name of diversification. Oddly, almost all of these options will lead to a similar result when [...]

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Beware the Hidden Costs of Cash; When to Go Against Your Gut

  • Written by David
  • September 10, 2008 at 1:32 pm
  • 1

Beware the Hidden Costs of Cash The way the market’s been going, you may be tempted to sell your investments, put the cash in a savings account or CD, and wait on the sidelines for better days. Perhaps you already have. Below we give one big reason why this is likely a mistake. But consider [...]

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Rear View Mirror Investing, …and Chasing Past Performance

  • Written by David
  • June 11, 2008 at 7:01 am
  • 0

I once heard it said about ‘rear view mirror’ investing, if only we could back-date the account application to take advantage of a particular investment theme after the fact, then such a strategy would be an excellent idea. We can’t back-date of course. So why do investment articles continue to focus on just that, using [...]

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