GRATKE WEALTH | Life is Complicated

“Life is complicated. Retirement doesn’t have to be.”

The traditional ‘do-it-yourself’ 401(k) plan is fundamentally flawed in three ways.

UNDERPERFORMANCE | LIABILITY | ADMINISTRATIVE BURDEN

Our retirement philosophy is simple We know that you’re busy and don’t have the time to manage your company’s 401(k) plan. We help you put all the pieces at work.

“Fewer than 2 percent of business owners have a self-employed profit sharing plan, 18 percent participate in a 401(k) plan and more than nine million self-employed individuals lack any retirement plan.”

The quality of your 401(k) plan will impact your team’s ability to retire well. There’s more to plan for than just performance. You’ll need to consider the fees charged by plan providers, the lifestyle and unique needs of your staff and the size of your match when deciding how well your team will meet their retirement goals.

Our core practice areas include 401k retirement plan investment due diligence and fund ranking, RFPs & fee benchmarkings, fiduciary compliance, employee education, intensive training, national branding, sales and marketing resources and business consulting.

RETIREMENT PLAN ADVISORY

As a sponsor and fiduciary to your company’s 401(k) plan, you have a responsibility to help ensure plan performance and success. Gratke Wealth understands this to help protect you from liability and loss while promoting optimal plan outcomes.

RETIREMENT PLAN SERVICES

Through responsive and seamless plan design and administration, Gratke Wealth is committed to helping your team through their unique retirement goals. Our PerfectDay process for public and private companies as well as for non-profits are designed to help you reach the “perfect day” — however that looks to you. Our services include:

  • Traditional 401(k) Plan
  • Safe Harbor 401(k) Plans
  • Profit-sharing Plans
  • Defined Benefit Plans
  • 403(b),457(b),457(f)
  • Non-Qualified Plans
  • Actuarial Services
  • ERISA Compliance Reviews

Plan sponsors place high value on performance and trust in a relationship. —to offer with conviction the clearest choice in retirement plan consulting firms.

Sponsor Benefits

Gratke Wealth your independent advisory firm to empower and equip their practice with client research, tools and delivery systems that produce measurable results. With the back office running on high-octane, your advisor can concentrate on developing the individualized strategies and high-touch relationships. For you, it means the welcomed confidence of:

investment due diligence, plan compliance, and fee and service benchmarking

Non-alignment with any single plan provider for impartial, objective, balanced advisory