tags archives: 408b2

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401(k) Fee Disclosure; Develop a Communication Strategy

  • Written by David
  • July 31, 2012 at 7:08 pm
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RE: 404(a)(5) Fee Disclosure for 401(k) Plans; including Self-Directed Brokerage Accounts Are you an employer that offers participants the use of a self-directed brokerage account (SDBA) inside of your 401k plan? If so, note that you must disclose those fees to participants via Department of Labor’s ruling on 404(a)(5). The first date of disclosure is [...]

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Your Final Answer; DoL Issues Final Rule on 401(k) Fee Disclosure

  • Written by David
  • February 3, 2012 at 4:00 pm
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Source: Plan Adviser Magazine   Feb 02, 2012 — The U.S. Department of Labor’s (DoL) Employee Benefits Security Administration (EBSA) issued a final rule on 408(b)(2) fee disclosure Thursday. — The DoL also announced a three-month extension to the rule’s effective date, meaning service providers must be in compliance by July 1, 2012 for new [...]

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Investors Will Scream When They See 401(k) Fees

  • Written by David
  • December 15, 2011 at 5:48 am
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I was recently on a national conference call (hosted by Plan Sponsor Magazine) discussing the 2012 401k fee disclosure legislation, and one of the presenters from Lincoln Financial Group spoke candidly about focus groups they had conducted on this subject. The focus group reactions were startling regarding 401k fee discovery by participants. This bluntness begs [...]

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New U.S. Department of Labor Retirement Plan Disclosure Regulations

  • Written by David
  • November 18, 2011 at 6:32 pm
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Source: RidgeWorth Investments The new regulations under the Employee Retirement Income Security Act of 1974 (ERISA), Section 408(b)(2), and ERISA, Section 404(a)(5) make significant changes to the required disclosures to be made to both plan sponsors and plan participants and require all plan service providers to furnish more information about their services, expenses and fees. [...]

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401(k) Plan Fee Disclosures in 2011; Plan Sponsors, Are you Ready?

  • Written by David
  • January 10, 2011 at 2:34 pm
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Attention 401(k) Plan Sponsors New Fee Disclosure Rules For 2011 Are You Ready? Sweeping federal legislation was enacted in 2010 affecting our industry. It was part of the Dodd–Frank Wall Street Reform and Consumer Protection Act. What this creates in 2011 for 401(k) retirement plans is significant, and much needed. Since we at David Gratke [...]

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